What makes Money Smart for Kids unique is its special attention to entrepreneurship. It’s compatible with Windows versions 95 and up, but the CD is recommended for Windows 95, 98, or ME. The full CD versions cost $29 (kids) and $24 (teens). The software is built to let your kids pay themselves first, and it places an emphasize on giving a portion of their income to charity.ĭownloading the software costs $15 for the children’s version and $19 for the teen version. They will learn the everyday basics of money management, like recording banking transactions and creating budget categories to live by.
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With it, your kids will keep track of every aspect of their money and learn how to budget it in the process. The software is designed as a total money manager for your children. You have a choice between the children’s version for kids ages four through eight and the teen version for ages nine through sixteen. If you have more than one child, MyBudgetPlanner is great because you can set up multiple budgets.
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It works with either Windows XP or higher or Mac OS X v. The software is distributed by Kidnexions for $19.95, and they offer a 35-day trial version, so you have time to set things up and then run the software for a month to test it out. Finally, the program includes a “What if?” section that allows kids to calculate how much they can save by changing the interest rates and savings goals. Your kids can even earn rewards, including “matching funds,” from a program that you design for when they reach their savings goals. The KidsSave tools show how interest and compound interest works with the program’s interest tracker.
In fact, you can set up an automatic “deposit” for an allowance, and then teach your kid to set savings goals. KidsSaveĪ virtual bank account is one of the most basic learning tools, and KidsSave goes the extra mile in building features that make the experience more realistic for your child.
Kids Software Programs for Money Management 1. Luckily, some excellent software programs can help you teach your kids the basics of money management in fun, interactive ways.Ĭheck out these four tools for preparing your kids for the future. While it was important for us to learn about money basics when we were growing up, our kids will face financial challenges that we never dreamed of. But have you considered how useful computers are when it comes to teaching kids about finance and how to handle their money?
Sure, your home computer provides plenty of entertainment and gives your kids a chance to play games or interact with their friends.
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